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To determine the best among those, we looked at financial strength, history of customer complaints, coverage maximums, graded benefit periods, and ease of application.
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To determine the best burial insurance companies, we reviewed 91 life insurance companies and found 28 that offer it. While the low coverage amounts may keep burial insurance premiums affordable, these policies are actually more expensive per dollar of death benefit than policies that require an exam. Those are guaranteed-issue policies, which means that as long as you fit the age requirements, you’ll get coverage, regardless of any health issues.įinal expense policies are best suited for people with health issues that would keep them from being approved for a policy that requires a medical exam. Though some policies may require you to answer questions about your health, others don’t. The death benefit is usually under $50,000, and you can typically get approved without a medical exam. Read our advertiser disclosure for more info.īurial insurance-also referred to as senior life insurance and final expense insurance-is a whole life insurance policy intended to cover funeral costs and other modest expenses when you die. We may receive compensation if you visit partners we recommend. We recommend the best products through an independent review process, and advertisers do not influence our picks.